Two people and a child removing a cover off a new Mercedes-Benz vehicle in a showroom.

Financing & Leasing

Discover the available range of Financing & Leasing products for your Mobility Solution.

Financing & Leasing Products

Agility Finance

Fair Wear and Tear Policy

The Fair Wear and Tear Policy is an essential part of your Agility Finance Agreement and provides the terms, conditions and guidelines that you need to follow during your contract and upon return of your Mercedes-Benz.

Find out more about Agility Finance

Find out more about 50/50 Finance

Instalment calculator

Calculate your instalment

The Finance Calculator allows you to calculate the expected monthly instalments for your Mercedes-Benz. Select the model and equipment line, specify the contract term & desired mileage, and find the offer that best suits you.

Comparison of financing products

MBFS - Tailor-made Finance Solutions

Agility
Term
12 - 60 months
Mileage
10000 km- 45000 km Per annum (maximum mileage however is dependant on the selected term)
Down payment
Dependant on your needs and credit assessment
Final instalment / Residual value
Residual value is Mileage and Term dependent
End of Term Options
At the end of your contract, either: Renew (hand back your vehicle and select your new vehicle) Retain (own your vehicle by either settling or refinancing the GFV) Return (hand back your vehicle according to your contract conditions)
Services
A Mercedes-Benz 5 year/100 000 km Premium Drive maintenance plan is mandatory when financing on Agility with Mercedes-Benz Financial Services.
50/50 Finance
Term
12 month term, but more options are available
Mileage
No Restriction
Down payment
Minimum 50%
Final instalment
At the end of the term when the 50% is due , either refinance or settle and take ownership
End of Term Options
Not Applicable
Services
Mercedes-Benz Financial Services highly recommends the Mercedes-Benz 5 year/ 100 000 km Premium Drive maintenance plan
Instalment Sale
Term
12 - 72 months
Mileage
No Restriction
Down payment
No minimum requirement but subject to credit assessment
Final instalment / Balloon
Either refinance your final instalment and/ balloon or settle and take ownership
End of Term Options
If a balloon is included, refinancing of this balloon at the end of the contract term is an option
Services
Mercedes-Benz Financial Services highly recommends a Mercedes-Benz 5 year / 100 000 km Premium Drive maintenance plan
Operating Lease
Term
12 - 60 months
Mileage
20000 kms per annum
Down payment
Dependant on your needs and credit assessment
Final instalment / Residual value
Mileage and Term dependent
End of Term Options
At contract end, return vehicle to Mercedes-Benz as there is no ownership option
Services
A Mercedes-Benz 5 year/100 000 km PremiumDrive maintenance plan is mandatory when financing your vehicle on an Operating Lease with Mercedes-Benz Financial Services
FlexiFix
Term
Interest rate Fluctuations throughout the contract term determine the final variable instalment . Either refinance your final instalment or settle and take ownership
Mileage
No restriction
Down payment
Dependant on your needs and credit assessment
Final instalment
Interest rate fluctuations throughout the term of contract determine the final variable instalment. Final variable instalment for ownership is due, if client is not refinancing
End of Term Options
‎Not Applicable
Services
Mercedes-Benz Financial Services, highly recommends the Mercedes-Benz 5 year / 100 000 km Premium Drive maintenance plan

FAQ Financing & Leasing

Frequently Asked Questions

Here you will find the answers to your questions regarding Mercedes-Benz Financing & Leasing.

There are many ways to achieve mobility. The one that suits you best, depends on your needs and lifestyle.

Visit our Financing & Leasing page or contact our Direct Sales Team on 0861 623 701 or e-mail: Financemeza@mercedes-benz.com

While a GFV helps you reduce your monthly instalment, the risk is undertaken by Mercedes-Benz. A balloon however, reduces your monthly instalment while the risk remains with the customer.

For vehicle financing you need to meet the below requirements: 

1. You need to be over 18 years of age.

2. You need a good credit record.

3. Documents required for application for finance will include your identification documents ( passport for foreigners) , 3 months bank statements , valid salary slip and proof of residence.

 

[1] *Mercedes Benz Financial Services South Africa (Pty) Ltd is an Authorized Financial Services Provider (FSP 18604) in terms of the FAIS Act 37 of 2002 and a Registered Credit Provider (NCRCP 80) in terms of the National Credit Act 34 of 2005.